PCP Balloon Refinance

Car PCP Balloon Finance.

PCP is a very common way of purchasing a new or nearly new car. You pay your monthly payments, and at the end of the term you can pay a final lump sum balloon payment to keep the car. But what if you don’t have the cash to pay the final payment and you want to keep the car?

This is where we can help. We offer competitive finance options for PCP balloon finance so you can keep hold of the car you love. Usually, the monthly payments on a PCP refinance will be lower than you were paying before.

We can offer:

Balloon refinance with a Hire Purchase agreement. We’ll pay off your PCP balloon payment and you’ll pay this back with monthly rentals on a term between 24 and 60 months, tailored to suit your budget.

Refinance with a Lease Purchase. Available for cars under 4 year old, we can even refinance your PCP balloon with another agreement with a lower balloon at the end, to keep your monthly payments to a minimum.

Refinancing your car early.

You don’t have to wait until the end of your PCP or Hire Purchase agreement before arranging a refinance. You may be able to reduce your monthly payments by refinancing early.

Please call us to discuss your requirements and we’ll give you a competitive quotation for your consideration.

Equity release

This is a popular option for businesses to release some capital from cars and assets already owned, to help with cashflow. For individuals who already own a prestige or classic car outright, we can offer flexible hire purchase agreements to release funds to you against the car.

Speak with us

If you’d like to speak with one of our experienced sales staff then please feel free to call us on 01342 301465