Initial Disclosure Document
Who regulates us?
The Financial Conduct Authority (FCA) is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.
We are a credit broker, not a lender. We are authorised and regulated by the Financial Conduct Authority, FCA, Register Number 661646.
www.meridian-finance.co.uk is a trading name of Meridian Finance Partners Ltd.
You can check this on the FCA Consumer Credit Register at the link below, or by contacting the FCA directly on 0300 500 8082.
https://register.fca.org.uk/s/firm?id=001b000000i8Rc3AAE
What products do we offer?
Meridian Finance Partners Limited offer products and services from a range of Finance and Leasing Companies. We are a credit broker, not a lender.
We are a commission and fee based organisation which means that we receive commission and fee payments for business introductions and providing our services.
We will receive financial remuneration which may be variable or pre-set dependent on the product and the volume that we place with that organisation.
We do not charge fees to our customers.
Which service will we provide for you?
Our Finance Services:
For the provision of finance, Meridian Finance Partners Limited is authorised and regulated by the Financial Conduct Authority, firm reference number 661646 and are permitted to advise on and arrange consumer credit contracts.
As an FCA regulated credit broker, we can introduce you to a limited number of lenders and leasing companies (a list is available on request) who may be able to help you finance your vehicle purchase or provide vehicle leasing solutions.
This group of lenders and leasing companies provides us with a range of products which may be suitable for your vehicle purchase or leasing requirements.
We will explain the key features of those products to you and make a recommendation based on affordability which is suitable for your demands and needs at the time it is made.
We are not Independent Financial Advisers and so are unable to provide you with independent financial advice. There are also other sources of finance which you may wish to investigate.
We may receive a commission payment (s) or other benefits from finance providers should you decide to enter into a finance agreement with them via us.
Our Insurance Services:
We do not offer any insurance products.
Complaints: If you are not happy with the service you have received from Meridian Finance then please contact us at customercare@meridian-finance.co.uk. If you are unhappy with the way we have handled your complaint, you may contact the Financial Ombudsman Service on 0800 023 4567, or email at complaint.info@financial-ombudsman.org.uk
If you’d like to speak with one of our experienced sales staff then please feel free to call us on 01342 301465